Great Opportunity Within Walking Distance From Colorado State University: Spotlight Listing of the Week: 1185 Westward
Conveniently located across from Colorado State University’s Moby Arena, this well maintained home with open floor plan is ideal for investors or students looking to live within walking distance to class with great income potential. Home features newly refinished hardwood flooring, new interior paint throughout, new carpeting and a new roof.
For Additional information please contact:
Alex Schuman, Realtor
Henderson Management & Real Estate
(970) 219-1493
alex@hmre.net
or visit our website here.
CNE (Certified Negotiation Expert), Do you have one working for you?
The last two days have been busy for Henderson Management & Real Estates, Real Estate Broker, Alex Schuman as he underwent the 12 hour program to become CNE certified.
This course is one of the top new designations in real estate and is taught nationally by the Real Estate Negotiation Institute.
The RENI is a division of Negotiation Expertise, LLC, and is a negotiation training and coaching company serving real estate professionals across the United States. Founded in 2006, principles Tom Hayman and John Wenner have emerged as the leaders in negotiating coaching in the real estate industry, as well as experts in negotiation techniques that can be applied to a wide variety of business situations.
Real Estate Negotiation Institute Mission
The mission of RENI is to provide world-class negotiation training to real estate professionals that facilitates superior results in all negotiation situations. RENI will accomplish this mission through the highest quality and most timely professional negotiation classes and products offered at varied locations. RENI will conduct ongoing research to ensure leading edge negotiation theory is incorporated into all negotiation courses.
For more information please visit The Real Estate Negotiation Institute.
FannieMae Survey: New Nationwide Survey Provides Comprehensive Look at Sentiment Toward Housing
FannieMae recently released a survey that was directed at determining attitudes regarding home ownership. Although the economy has experienced some major changes and downturns, the results were surprising; more than 65% of American’s still prefer owning their own home.
“Despite the recent downturn in the housing sector, Americans continue to value homeownership and think about their homes in ways that go much deeper than the financial investment,” said Mike Williams, President and CEO, Fannie Mae. “The public also strongly believes in the importance of upholding the financial commitment involved in buying and owning a home, even during these challenging times when home values have fallen.”
Key Survey Findings
The following key findings illustrate broad consumer perspectives on a range of related issues, including: current attitudes toward the economy and housing; present conditions for homeownership; owning versus renting; the present climate for borrowing; current mortgage satisfaction; the impact of being “underwater” on borrowers; and attitudes toward defaulting. In some instances, data are compared to a 2003 study on housing by Fannie Mae.
Housing and the Economy
- Eight in ten respondents consider homeownership important to the economy.
- Nearly two-thirds of respondents (64 percent) think it is a good time to buy a house, and nearly one in three (31 percent) think now is a very good time to buy a house. This is nearly as many who said it was a good time to buy in 2003 (66 percent), well before home prices peaked.
Desirability of Homeownership
- Seven out of ten respondents (70 percent) said they believe buying a home continues to be one of the safest investments available. This compares to 74 percent who think putting money into a bank account (money market or savings account) is safe. In contrast, only 17 percent believe buying stocks is a safe investment.
- Nearly two-thirds (65 percent) of survey respondents prefer owning to renting, citing non-financial reasons such as safety (43 percent) and quality of local schools (33 percent) as driving factors in wanting to own a home, ahead of economic considerations.
- Americans with 30-year fixed-rate mortgages are significantly more satisfied (93 percent) than those with other types of mortgages (76 percent for those with hybrid ARMs and 68 percent for those with ARMs).
Renters’ Views on Renting and Homeownership
- Nearly eight in ten renters (79 percent) participating in the survey believe that renting has been positive for them and their families.
- The two most common reasons cited by renters for choosing to rent instead of buy are: the belief that their credit history is not good enough to qualify for a mortgage (54 percent) and that they would be unable to afford the purchase or upkeep of a home (47 percent).
- Nearly seven in ten renters (67 percent) plan to buy a home at some point in the future.
Challenges Facing Homeowners
- Most respondents (60 percent) believe it is harder for them to get a mortgage in order to purchase a home than their parents. Nearly seven in ten (68 percent) think it will be harder for the next generation.
- Survey respondents cited poor credit (22 percent), their income (19 percent), job security (15 percent) and having enough for a down payment (also 15 percent) as the top obstacles to obtaining a home loan.
- The majority (76 percent) expressed some degree of confidence that they would receive the information they need to choose the right loan if they bought or refinanced a home today, although only 47 percent said they are “very confident.”
All information was provided from FannieMae. Click here for the full article.
Spotlight Listing of the Week: 407 Colorado, Berthoud Colorado
Great Starter Home for First Time Buyers! Great backyard to kick off summer parties and Barbecues!
For more information please visit 407 Colorado.
Listing Spotlight on 5454 Wild Lane, Loveland Colorado
Historical Home with Endless Possibilities. Please visit our website for more information on this great opportunity.
Region’s residential market improves in March | Northern Colorado Business Report
Good news for Northern Colorado’s Real Estate Market. Prices are holding strong and sales activity continues to grow. Click the following link for the full story in the Northern Colorado Business Report.
Region’s residential market improves in March | Northern Colorado Business Report.
